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Cozy is free for landlords

Happy landlord
We’re committed to giving independent landlords simple, powerful tools to run their rental businesses for as little cost as possible. That’s why our core services for landlords are free, no strings attached. We’re available in all 50 states plus Puerto Rico.

Here’s what we charge for

Renters pay for these things

Tenant screening reports

Background checks and credit reports cost $39.99 when purchased as a bundle, or $24.99 individually. Landlords can request screening reports, and applicants purchase and share reports.

Card payments

When tenants choose to use a credit or debit card, there’s a 2.75% service fee. When they pay with their bank account, it’s free.

Renters insurance

Landlords can require renters insurance, and renters have the option to purchase insurance through Cozy. The average policy costs about $20/month. The price varies based on location and property.

Optional services for landlords

Express Payouts

Get paid faster. For $2.99 per month per unit, payouts for payments made with checking accounts occur in 3 business days, about half the time of normal checking account payments.

Everything Cozy offers

For landlords

  • Collect rent online
  • Screen tenants with credit reports and background checks
  • Accept online rental applications
  • Market listings on and Doorsteps
  • Request one-time payments for move-in costs, deposits, utilities, etc.
  • Bill automatic late fees
  • Track maintenance requests
  • Organize and track your property expenses
  • Upload and share important documents
  • Require renters insurance
  • Screen and collect payments from an unlimited number of tenants and roommates
  • Export payment histories to financial software
  • Use multiple bank accounts to collect rent and other payments
Learn more

For renters

  • Pay rent online
  • Set up recurring payments
  • Pay with as many roommates as you have
  • Apply to properties listed on Cozy
  • Securely share screening reports with landlords
  • Build your credit history just by paying rent
  • Protect your stuff with renters insurance
  • View leases and other important documents
  • Easily share your Cozy rent payment history with your next landlord
Learn more