Cozy Renters Insurance

Protect yourself and your stuff with renters insurance

The average policy costs


*Based on national averages. Your actual quote will vary based on your location and rental.

Personal Property Coverage

Covers the cost of replacing your belongings if they are lost, stolen, or damaged.

Liability Coverage

Protects you from financial liability if you accidentally damage your rental, or if someone hurts themselves in your place and tries to sue you for it.


The maximum amount you’ll have to pay to get reimbursed for your belongings.

Feel secure knowing you and your belongings are covered if something bad happens. We’ve partnered with Assurant, a trusted national insurance provider, to offer affordable renters insurance that you can get in minutes.

Protect your stuff

No matter what kind of insurance your landlord has, it won’t cover your personal belongings. Without renters insurance, you’d have pay to replace everything stolen in a burglary or damaged by a fire.

Protect yourself

If you accidentally damage your property, you’ll be covered. That means you won’t be liable if you accidentally set your kitchen on fire—even if it damages your neighbor’s place.

Don’t break the bank

Make low monthly payments, or get a discount if you pay yearly. If something bad happens, the maximum amount you’ll pay to get reimbursed for your loss is $250.

It's easy

Get an affordable policy in minutes. If your landlord is on Cozy, we’ll show them proof you have insurance. 

Coverage limits, conditions, and exclusions will be as set forth in the applicable policy documents. All insurance products are being offered through Cozy Insurance Services, LLC (doing business in California as Cozy Home Insurance Agency) as agent for Assurant, Inc.’s subsidiary insurance companies.