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Renters insurance

Even if landlords have property insurance, they can be at financial risk if renters aren’t also covered. In Cozy, landlords can require renters carry insurance, and renters can purchase policies from our partner, Assurant.
Require renters insurance

Reduce risk

If a tenant damages the rental or someone else’s property—like by accidentally starting a kitchen fire—renters insurance will help cover the cost of repairing damages and replacing belongings.

More financial security

Renters insurance covers tenants from the unexpected loss of property, which means their belongings are covered in case of theft or other damage. Liability coverage reimburses landlords for tenant-caused damage to the property.

Protection and peace of mind

In Cozy, landlords can require renters insurance and tenants can purchase affordable, comprehensive policies or provide proof of other policies. Then landlords and renters can relax knowing they’re both covered. That means less stress all around!

Assurant logo

Coverage limits, conditions, and exclusions will be as set forth in the applicable policy documents. All insurance products are being offered through Cozy Insurance Services, LLC (doing business in California as Cozy Home Insurance Agency) as agent for Assurant, Inc.’s subsidiary insurance companies.

Liability coverage

Reimburses you up to $100,000 for tenant-caused damage to your property.

Personal property coverage

Covers up to $15,000 in replacement costs for your tenants’ lost, damaged, or stolen belongings.

Affordable rates and deductibles

Your tenants can buy policies for an average of $20 a month*, and the deductible is just $250.**

*Actual rates depend on property location and type, and a variety of other factors.

**Florida hurricane deductable $500.

Protection and peace of mind

Tenants can purchase affordable, comprehensive policies or provide proof of other policies. Then landlords and renters can relax knowing they’re both covered.


Smart landlords and renters choose Cozy to take the stress out of renting.